Privacy Policy

1. Introduction

AI Wealth Circuit Pte. Ltd. ("AI Wealth Circuit", "we", "us" or "our") is committed to protecting your personal data in accordance with the Personal Data Protection Act 2012 ("PDPA") of Singapore. This Privacy Policy explains how we collect, use, disclose, retain and protect personal data when you visit aiwealthcircuit.pro, enrol in our vocational courses, contact us or otherwise interact with our services.

By providing personal data to us, you acknowledge that you have read and understood this Privacy Policy. Where consent is required under the PDPA, we will obtain your consent before collecting, using or disclosing your personal data, except where permitted or required by law.

2. Organisation identity

Data controller: AI Wealth Circuit Pte. Ltd.
79 Anson Road, #20-01, Singapore 079906
UEN: 202418736K
Privacy contact: [email protected]
General contact: [email protected] · +65 6602 4815

3. Personal data we collect

We may collect the following categories of personal data depending on your interaction with us:

• Identity and contact data: name, email address, telephone number, postal address, company name and job title.
• Enrolment data: programme selected, payment references, attendance records, course progress and certificate issuance details.
• Communication data: messages sent through contact forms, email correspondence and enquiry subjects.
• Technical data: IP address, browser type, device information, pages visited, referral source and cookie identifiers (see our Cookie Policy).
• Consent records: timestamps and details of PDPA consents you provide, including marketing preferences where applicable.

We do not intentionally collect sensitive personal data such as financial account numbers, NRIC images or health information through our website forms. Course exercises may use anonymised or sample financial data only — participants should not submit live banking credentials.

4. Purposes of collection and use

We collect and use personal data for the following purposes:

• Processing course enrolments, delivering vocational training and issuing participation certificates.
• Responding to enquiries, prospectus requests and corporate training proposals.
• Administering payments, refunds and invoicing in SGD.
• Sending service-related communications such as schedule changes, course materials and alumni forum access.
• Maintaining website security, diagnosing technical issues and improving user experience.
• Complying with legal obligations, resolving disputes and enforcing our Terms of Use.
• Conducting aggregated, anonymised analytics to understand site usage patterns where you have consented to analytics cookies.

We will not use your personal data for purposes incompatible with those described above without notifying you and, where required, obtaining fresh consent.

5. Legal bases and consent

Under the PDPA, we rely on the following bases for processing personal data:

• Consent: when you submit our contact form, enrol in a course or opt in to non-essential cookies. Consent checkboxes on forms are never pre-ticked.
• Contractual necessity: processing required to perform our training agreement with you.
• Legitimate interests: improving our services, preventing fraud and ensuring network security, balanced against your privacy rights.
• Legal obligation: retaining records as required by Singapore law or regulatory requests.

You may withdraw consent at any time by contacting [email protected]. Withdrawal does not affect the lawfulness of processing before withdrawal, and we may continue processing data where another legal basis applies.

6. Disclosure of personal data

We may disclose personal data to:

• Service providers who assist with hosting, email delivery, payment processing and course platform administration, bound by confidentiality obligations.
• Professional advisers such as lawyers and accountants where necessary.
• Government authorities, regulators or law enforcement when required by applicable law.
• Successors in the event of a merger, acquisition or restructuring, subject to continued PDPA compliance.

We do not sell personal data to third parties. Cross-border transfers, if any, are conducted with appropriate safeguards consistent with PDPA requirements.

7. Retention

We retain personal data only for as long as necessary to fulfil the purposes for which it was collected:

• Enquiry records: up to twenty-four months after last contact unless an enrolment follows.
• Enrolment and certificate records: up to seven years for audit and dispute resolution.
• Cookie consent preferences: six months from the date of your choice.
• Server logs: up to twelve months unless required for security investigations.

When data is no longer needed, we securely delete or anonymise it.

8. Your rights under the PDPA

Subject to exceptions under the PDPA, you have the right to:

• Access personal data we hold about you and obtain information about how it has been used or disclosed in the past year.
• Request correction of inaccurate or incomplete personal data.
• Withdraw consent for processing that relies on consent.
• Request deletion where retention is no longer necessary and no legal obligation requires continued storage.

To exercise these rights, email [email protected] with sufficient detail to identify your request. We respond within thirty days unless an extension is permitted. A reasonable fee may apply for access requests as allowed under the PDPA.

9. Personal Data Protection Commission

If you have concerns about our handling of personal data that we have not resolved satisfactorily, you may contact the Personal Data Protection Commission (PDPC) of Singapore:

Personal Data Protection Commission
Website: www.pdpc.gov.sg
Address: 10 Pasir Panjang Road, #03-01, Mapletree Business City, Singapore 117438

10. Cookies and tracking

Our website uses cookies and similar technologies as described in our Cookie Policy. Non-essential cookies are placed only after you provide consent through our cookie banner. You may change preferences at any time via browser settings or by clearing stored consent and revisiting the site.

11. Security measures

We implement reasonable administrative, technical and physical safeguards to protect personal data against unauthorised access, collection, use, disclosure, copying, modification or disposal. Measures include encrypted connections (HTTPS), access controls, secure hosting environments and staff training on data handling.

No method of transmission over the internet is completely secure. While we strive to protect your data, we cannot guarantee absolute security. Please use strong passwords for any accounts associated with our services and notify us promptly of suspected unauthorised access.

12. Children

Our courses and website are directed at adults and working professionals. We do not knowingly collect personal data from individuals under eighteen without parental consent. If you believe we have collected data from a minor inappropriately, contact [email protected].

13. Third-party links

Our website may contain links to third-party sites such as AI tool providers. We are not responsible for the privacy practices of those sites. Review their privacy policies before providing personal data.

14. Marketing communications

Where you opt in to receive programme updates or alumni newsletters, we process your email address and name for direct communication. You may unsubscribe via the link in any email or by contacting [email protected]. Unsubscribing from marketing does not affect service emails related to active enrolments.

15. Data breach notification

In the event of a data breach likely to result in significant harm or affect a significant number of individuals, we will assess the incident promptly and notify the PDPC and affected individuals as required under the PDPA and related guidance. Our response includes containing the breach, evaluating scope, documenting remedial steps and cooperating with regulators. Affected individuals receive notification without undue delay where required, including guidance on protective steps they may take.

16. Automated decision-making

We do not use fully automated decision-making that produces legal or similarly significant effects without human review. Course administration may use automated email confirmations, but enrolment decisions and certificate issuance involve human verification. Analytics cookies, if enabled, produce aggregate statistics only and do not determine individual access to services.

17. Changes to this policy

We may update this Privacy Policy from time to time. Material changes will be posted on this page with a revised "Last updated" date. Continued use of our services after changes constitutes acceptance where permitted by law. Significant changes affecting existing enrolments will be communicated by email where practicable. We encourage you to review this page periodically for updates.

18. Change log

• 1 July 2026 — Initial Privacy Policy published.

19. Contact

For privacy enquiries, access or correction requests:
Email: [email protected]
Post: AI Wealth Circuit Pte. Ltd., 79 Anson Road, #20-01, Singapore 079906

We aim to acknowledge privacy requests within five business days and to resolve straightforward access or correction requests within thirty days as permitted under the PDPA.